Buying a Car from Dealer that Buys Here-Pays Here

What is the best way to decide which vehicle you want to purchase when shopping at a Buy Here, Pay Here dealer? When making this decision, there are four main questions that you should ask. These three questions will help you make an informed decision about which car you want.

Question 1: What kind of vehicle do you need? A compact car might be the best choice if you’re single and don’t have children. A pick-up truck might be necessary if you work in construction. You must determine the size of your vehicle. You must think only about absolute necessity. Don’t listen to your desires or impulses. You don’t have to want a German import, but it doesn’t necessarily mean that you need one. This question is best answered vaguely. My personal answer would be, “I need a car that is mid-sized to large with four doors and adequate trunk space.”

Question Two How far do I drive? This is crucial because you’ll need the cheapest car possible if you travel 20,000 miles each year. Mileage may not matter if you drive only 2 miles to work, and don’t travel much.

Question 3: How much money can I afford? This question is split into two parts. The first part of the question is: How much money can you afford to make a downpayment? The second is how much monthly payment can you afford? A down payment is usually what determines the vehicles that a Buy Here, Pay Here dealer will let you purchase. A car might only require $1000.00 down, while another vehicle may need $2500.00. It is not important to know the payment range because Buy Here Pay Here will usually not slap its customers with excessive payments.

These three questions have been answered and you can now choose a vehicle. Most likely, your dealer will show you several cars that work for you depending on how much down payment you have. I suggest that you ask the following questions about the cars, then choose the one that best suits your needs. It is easy for your emotions to override the facts when you buy a car. While a Cadillac may be more elegant than a Chevy, it’s likely to be more practical and less expensive. When purchasing from a Buy Here, Pay Here dealership, I recommend that you choose the cheapest car that meets your needs. These dealers often charge higher prices and/or higher rates of interest so don’t be burdened.

These simple rules will help you to get the most value for your car purchase and ensure you are buying a car that suits your needs. It’s easy to want a car that doesn’t really suit you. But if you ask these three questions, you will ensure your emotions don’t get in the way of your decision. Have fun car hunting and good luck!